OZ 2.0 Checker: Will My Address or ZIP Be an Opportunity Zone?

How we determine designation

This checker answers one question: is a census tract designated or not designated on Treasury's final OZ 2.0 list? Opportunity Zone status is set by census tract, not by address or ZIP, so the checker first finds the tract, then checks eligibility, then the CDFI Fund final designations file (Treasury press release sb0682).

OZ 2.0 eligibility. Only a low-income community could be nominated. Under IRC §1400Z-1(c)(1), as amended by P.L. 119-21 §70421(b), a tract qualifies if its median family income is at or below 70% of the area median, or if its poverty rate is at least 20% and its median family income is no more than 125% of the area median. We use Treasury’s OZ 2.0 eligible-tract data. A tract that is not on Treasury’s eligible list could not be designated.

Designated vs not. Governors nominated tracts from the eligible list; Treasury then published its final list. Every nominated tract is designated on that list (6,576 tracts nationwide, 2,594 rural). Designated tracts take effect January 1, 2027. Eligible tracts left off the final list are not designated. Each state’s designated count is on our OZ 2.0 designated tracts tracker and the OZ 2.0 final list page.

Updates. Designation status is rebuilt from the CDFI Fund final list and our tracker data whenever those files update. A ZIP code result summarizes how many of its tracts are designated, weighted by land area.

Public data, not advice. Designation comes from Treasury’s final list (sb0682; CDFI Fund file). This tool is not tax or investment advice.

Sources: Treasury sb0682 · CDFI Fund Opportunity Zones · P.L. 119-21 §70421 · 26 U.S.C. §1400Z-1 · Census Geocoder · TIGERweb. Not tax or investment advice.

New to the checker? Watch the OZ 2.0 checker short video

FAQ

Is my address in an Opportunity Zone?

Enter the street address or ZIP above. The checker finds the census tract, because Opportunity Zone status is set by census tract, not by address or ZIP. It shows whether the tract is designated on Treasury's final OZ 2.0 list (press release sb0682; CDFI Fund final designations file), effective January 1, 2027. To see whether an address is in a current (2018) Opportunity Zone, search it on our Opportunity Zone map. Current zones are listed by the CDFI Fund and stay in effect through December 31, 2026.

Is my tract designated for OZ 2.0?

Treasury designated all 6,576 OZ 2.0 tracts (2,594 rural) on its final list (sb0682; CDFI Fund file). Designated tracts take effect January 1, 2027. This checker reports designated vs not from that list. Tracts not on Treasury's eligible list could not be designated. Browse every state's designated count on our OZ 2.0 designated tracts tracker, and read the OZ 2.0 guide for the rule changes.

Is OZ 2.0 live?

No OZ 2.0 zones exist yet; Treasury’s final lists take effect January 1, 2027.

How do you decide designated vs not?

We match the census tract to Treasury's OZ 2.0 eligible list and to the CDFI Fund final designations file cited in Treasury press release sb0682. A tract on the final list is designated (effective January 1, 2027). An eligible tract left off the final list is not designated. A tract not on the eligible list could not be designated. National totals: 6,576 designated / 2,594 rural; 25,462 eligible current.

What does designated mean?

A designated tract is on Treasury's final OZ 2.0 list (sb0682; CDFI Fund file). It becomes an Opportunity Zone on January 1, 2027. Governor nomination was the earlier process step that fed that list.

Is my address stored?

No. A street address goes to our geocoder (the U.S. Census Geocoder, with Mapbox as a fallback) to find its census tract and is not logged by us. Analytics record only the result type, never the address. Only if you sign up for tract alerts under a result do we save your email with that tract and the address you searched, so we can email you when its status changes.